Terms and Conditions

Thank you for visiting www.loanmani.com and/ or its associated mobile apps (the “Website”), owned and managed by Loanmani Ventures Private Limited (hereinafter referred to as “Loanmani”).

By continuing to use this Website, you:

• agree to be bound by the Terms and Conditions of Use described below,
• confirm that you are an Indian resident national above 18 years of age holding valid Indian citizenship and that you are neither a foreign national nor a Non-Resident Indian
• that you have read the Terms and Conditions of Use contained in this document carefully and have accepted the same willfully and without any threat, pressure or duress
• represent and warrant that you are legally allowed to enter into these Terms and Conditions of Use and to use the Website in accordance with these Terms and Conditions of Use.
• agree and acknowledge that Loanmani may change the Terms and Conditions of Use from time to time without notice to you.
• Agree and acknowledge that your continued access or use of the Website after any modifications have become effective shall be deemed your irrevocable acceptance of the Terms and Conditions of Use, as modified.

IN CASE YOU DO NOT WISH TO BE BOUND BY THESE TERMS AND CONDITIONS OF USE, YOU MAY CHOOSE NOT TO ACCESS OR USE THE WEBSITE.

Privacy Policy

We respect your privacy and it is important to us. Our privacy policy is available at https://www.loanmani.com/privacy-policy and explains how we deal with and treat your information including personal information. We will not share or sell any of your information with any third party, except as specifically described in our privacy policy as above.

Any personal information, documents and credit data and/or technical and/or business and/ or commercial and/ or financial data provided by the user can be used by the Company and its agents without any obligation to the user and be shared with any regulatory or statutory body on their request. The Company is not liable to delete any such information from its servers or records.

Information Sharing and Social Features

You may have the opportunity to share content or information, including, but not limited to, your name, email address, or other information that you provide via the Website, with other users of the Website. By sharing information or content on the Website, you expressly agree to all of the following:

• You grant Loanmani a free of royalty, non-exclusive, transferable, sub-licensable, worldwide consent and license to use any information or content that you post on or in connection with your use of the Website, subject only to our privacy policy.
• You understand and acknowledge that deleted content or information may continue to exist on servers or in backup copies that we maintain.
• You shall not post content or take any action on the Website that may constitute libel or slander, infringes or violates someone else’s rights, that is protected by any copyright or trademark, or otherwise violates the law.
• Content and information that you share will be available to other users of our Website. You understand that such third parties may access, use, store and transfer such content and information and to associate it with you.
• You agree that you will not use the Website for commercial purposes.
• We may remove any content or information that you share on the Website for any reason.

You agree that you will not use any device, software or routine to interfere or attempt to interfere with the proper working of the Website or any transaction being conducted on our Website.

Registrations and Loan Applications

All loans are granted at sole discretion of Loanmani and / or its lending partners and all or any offers may be withdrawn or modified at any time with or without notice. You may register and/or apply for a loan for yourself through the Website. We reserve the right to decline your application for a loan. When registering or applying for a loan, you agree to provide current, complete, and accurate information about yourself. If any information you provide is untrue, inaccurate, not current, or incomplete, Loanmani shall have the right to, inter alia, terminate your loan and/or loan application and to prohibit future use of the Website.

Changes and Modifications

Loanmani reserves the exclusive right to modify or discontinue, temporarily or permanently, the use of the Website, or any section thereof, at our sole discretion, to one or more or all users including or excluding you at any time and for any period.

Links

This Website may contain links to websites maintained by affiliated or non-affiliated third parties. By accessing such links through the Website, you agree to abide by and accept the terms and conditions of use, policies including privacy policies, restrictions, security practices and risks of those links which may be different from those of this Website. Loanmani does not hereby disclaims any liability for or any claims in respect of, any information or transaction or products and services offered by such websites and availed by you.

No Warranty

Information carried at website is not and should not be construed as an offer or solicitation or invitation to borrow or lend. By submitting your query, you authorize us to share your information with credit bureau and / or lender(s) and consent to pull your credit information report and call/ message you regarding your query.
The Company is, by no means, assuring as to the correctness of information, FAQ’s, graphics, images, text, and/ or various tools and calculators, including their result, displayed at this website or sent to the user by email or otherwise (together called “Information”). These are purely for indicative purposes and cannot be relied upon, either individually or together with any other information, by the user in any manner whatsoever.
The Company is an independent service provider and is not related to the government or any regulator or any credit information bureau in any way. The Company is not guaranteeing or assuring a particular or favorable outcome. The Company is not providing any legal or accounting or tax advice. The Company shall have no liability whatsoever to the user for any direct, indirect or consequential losses, damages, costs, charges, expenses or otherwise, which the user or any third party may incur arising out of the use of the Information.

Limitation of Liability

You agree that all access and use of the Website and its contents is at your own risk. In no event shall we be held liable for any loss, expenses or damages, including but not limited to direct or indirect, incidental, or consequential ones arising from the use of or in connection with or due to inability to use the Website or failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure.

Applicable Law

These Terms and Conditions of Use shall be governed in all respects by the laws of India, without regard to its provisions relating to conflict of laws. Courts at Gurugram , Haryana, shall have exclusive jurisdiction over any and all matters relating to the provision of our products and services. The failure of Loanmani to exercise or enforce any right or provision of the Terms and Conditions of Use shall not constitute a waiver of such right or provision. If any provision of the Terms and Conditions of Use is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that they shall endeavor to give effect to the parties’ intentions as reflected in the provision, and the other provisions of the Terms and Conditions of Use remain in full force and effect.

The effective date of this Policy, as stated below, indicates the last time this Policy was revised or materially changed.

Effective Date

8th September 2022