Are you in need of immediate funds to meet your financial requirements? With gold loans in Bund Garden, you can leverage the value of your gold assets to unlock instant cash without the hassle of lengthy paperwork or credit checks. At Loanmani, we offer reliable and transparent gold loan services designed to provide you with quick liquidity while keeping your precious possessions secure. Read on to explore the advantages of our gold loans and how they can help you meet your financial goals in Bund Garden.
Our Bund Garden facility is located at Platinum Square, 210, opposite WNS, Viman Nagar, Pune, Maharashtra 411014, you can just walk-in or you can call us at 08069405715 to find out more about eligibility criteria for a Gold Loan. Or you apply online for an Gold Loan at your convenience.
To make the loan application process seamless, we have kept our eligibility requirements very simple and flexible. You need to meet the following eligibility criteria to avail of a Gold Loan in Bund Garden:
Maximum age of applicant at loan maturity: 67 years
Minimum Net Monthly Income: Rs 15,000
Applicant should have the bank specified credit score.
To avail of a Gold Loan in Bund Garden with Loanmani, you need to submit the following documents:
|Driving license, Voter id card, PAN card, Aadhar card, Passport
|Driving license, Voter id card, PAN card, Aadhar card, Passport, Electricity Bill
|Account statement of last 2 months
|Bank passbook, IT returns of last 3 years, Payslip of last 2 months, Certified letter from the employer, Form 16
|Ownership Proof Of Business
|Office property papers, any government recognised certificates
To apply for Gold Loans in Bund Garden, all you have to do is visit our official website and follow the steps mentioned below.
Gold loan (also called loan against gold) is a secured loan taken by the borrower from a lender by pledging their gold articles (within a range of 18-24 carats) as collateral. The loan amount provided is a certain percentage of the gold, typically upto 80%, based on the current market value and quality of gold.
For a gold loan, applicants should be aged above 18 years and should have gold that needs to be mortgaged with the bank.
The interest rate on your gold loan varies from one lender to another. Please enter your details on our Gold Loan eligibility page and view gold loan offers offered by various banks and private institutions.
The loan approval process for gold loan is very fast. If your application meets all the requirements, it takes just an hour for the loan amount to be disbursed.
The loan can be repaid by choosing any medium of money transfer as you desire, such as Cash, Cheque, Demand Draft or Online Fund Transfer.
Documents required for approval of your gold loan are:
A gold loan can be repaid partially at any point in time. However, your deposited gold will only be returned once the entire loan amount has been repaid.
Banks take a lot of precaution while storing your gold and keep it safe until the loan amount is returned. They understand the sentimental value attached to gold ornaments and act as custodians while the gold remains with them.
Gold loans are available through different lenders and the amount can be generally between Rs 1000 to 1.5,00,00,000. It may change from each lender. As per the guidelines of each financial institution, some loan requests for more than Rs 1.5,00,00,000 might require management approval.