|
7.00%-13.00%
Estimated APR
|
1 - 15 Years
Available Terms
|
Up to Rs.1 L - 20 L
|
Apply Now
|
Our Features
- Loan amount up to Rs. 1.5 crores for studies abroad and up to Rs. 20 lakhs for studies in India.
- Flexible repayment tenure of up to 15 years.
- No margin for loans up to Rs. 4 lakhs.
- No processing fees.
- No prepayment charges.
- Tax benefits under Section 80(E) of the Income Tax Act.
Documents
- Application form: Duly filled and signed by the applicant and co-applicant.
- Photograph: Passport size photographs of the applicant and co-applicant.
- Identity Proof: Any one of the following - Aadhaar Card, PAN Card, Voter ID, Passport, Driving License.
- Address Proof: Any one of the following - Aadhaar Card, Passport, Voter ID, Driving License, Utility Bill.
- Income Proof of Co-applicant: Any one of the following - Salary Slip, Form 16, Income Tax Returns.
- Proof of Admission: Admission letter from the institute indicating the course, duration, and cost.
- Academic Records: Mark sheet of the most recent qualification.
- Collateral Documents: Any one of the following - Property documents, Fixed Deposit receipt, LIC policy, NSC certificates.
Fees & Charges
- Processing Fees: No processing fees.
- Prepayment Charges: No prepayment charges.
- Penal Interest: 2% per month on the overdue amount.
- Late Payment Charges: 2% per month on the overdue amount.
- Cheque Bounce Charges: Rs. 750 per instance.
- EMI Bounce Charges: Rs. 750 per instance.
Think About
- Quick loan approval and disbursement.
- Competitive interest rates.
- No processing fees.
- No prepayment charges.
- Tax benefits under Section 80(E) of the Income Tax Act.
Eligible Criteria
- The applicant must be an Indian national.
- The applicant must have secured admission to a recognized course in India or abroad.
- The applicant must have a co-applicant (parent, spouse, or sibling) who can provide collateral security for the loan.
|
|
7.00%-9.00%
Estimated APR
|
1 - 15 Years
Available Terms
|
Up to Rs.1 L - 4 L
|
Apply Now
|
Our Features
- Loan amount up to Rs. 20 lakhs for studies in India and up to Rs. 40 lakhs for studies abroad.
- Flexible repayment tenure of up to 15 years.
- No margin for loans up to Rs. 4 lakhs.
- No processing fees.
- No prepayment charges.
- Tax benefits under Section 80(E) of the Income Tax Act.
Documents
- Application form: Duly filled and signed by the applicant and co-applicant.
- Photograph: Passport size photographs of the applicant and co-applicant.
- Identity Proof: Any one of the following - Aadhaar Card, PAN Card, Voter ID, Passport, Driving License.
- Address Proof: Any one of the following - Aadhaar Card, Passport, Voter ID, Driving License, Utility Bill.
- Income Proof of Co-applicant: Any one of the following - Salary Slip, Form 16, Income Tax Returns.
- Proof of Admission: Admission letter from the institute indicating the course, duration, and cost.
- Academic Records: Mark sheet of the most recent qualification.
- Collateral Documents: Any one of the following - Property documents, Fixed Deposit receipt, LIC policy, NSC certificates.
Fees & Charges
- Processing Fees: No processing fees.
- Prepayment Charges: No prepayment charges.
- Penal Interest: 2% per month on the overdue amount.
- Late Payment Charges: 2% per month on the overdue amount.
- Cheque Bounce Charges: Rs. 500 per instance.
- EMI Bounce Charges: Rs. 500 per instance.
Think About
- Quick loan approval and disbursement.
- Competitive interest rates.
- No processing fees.
- No prepayment charges.
- Tax benefits under Section 80(E) of the Income Tax Act.
Eligible Criteria
- The applicant must be an Indian national.
- The applicant must have secured admission to a recognized course in India or abroad.
- The applicant must have a co-applicant (parent, spouse, or sibling) who can provide collateral security for the loan.
|
|
7.00%-9.00%
Estimated APR
|
1 - 15 Years
Available Terms
|
Up to Rs.1 L - 4 L
|
Apply Now
|
Our Features
- Loan amount up to Rs. 10 lakhs for studies in India and up to Rs. 20 lakhs for studies abroad.
- Flexible repayment tenure of up to 15 years.
- No margin for loans up to Rs. 4 lakhs.
- No processing fees.
- No prepayment charges.
- Tax benefits under Section 80(E) of the Income Tax Act.
Documents
- Application form: Duly filled and signed by the applicant and co-applicant.
- Photograph: Passport size photographs of the applicant and co-applicant.
- Identity Proof: Any one of the following - Aadhaar Card, PAN Card, Voter ID, Passport, Driving License.
- Address Proof: Any one of the following - Aadhaar Card, Passport, Voter ID, Driving License, Utility Bill.
- Income Proof of Co-applicant: Any one of the following - Salary Slip, Form 16, Income Tax Returns.
- Proof of Admission: Admission letter from the institute indicating the course, duration, and cost.
- Academic Records: Mark sheet of the most recent qualification.
- Collateral Documents: Any one of the following - Property documents, Fixed Deposit receipt, LIC policy, NSC certificates.
Fees & Charges
- Processing Fees: No processing fees.
- Prepayment Charges: No prepayment charges.
- Penal Interest: 2% per month on the overdue amount.
- Late Payment Charges: 2% per month on the overdue amount.
- Cheque Bounce Charges: Rs. 500 per instance.
- EMI Bounce Charges: Rs. 500 per instance.
Think About
- Quick loan approval and disbursement.
- Competitive interest rates.
- No processing fees.
- No prepayment charges.
- Tax benefits under Section 80(E) of the Income Tax Act.
Eligible Criteria
- The applicant must be an Indian national.
- The applicant must have secured admission to a recognized course in India or abroad.
- The applicant must have a co-applicant (parent, spouse, or sibling) who can provide collateral security for the loan.
|
|
7.00%-8.00%
Estimated APR
|
1 - 15 Years
Available Terms
|
Up to Rs.1 L - 35 L
|
Apply Now
|
Our Features
- Loan amount up to Rs. 1.5 crores for studies in India and up to Rs. 35 lakhs for studies abroad.
- Flexible repayment tenure of up to 15 years.
- No margin for loans up to Rs. 4 lakhs.
- No processing fees.
- No prepayment charges.
- Tax benefits under Section 80(E) of the Income Tax Act.
Documents
- Application form: Duly filled and signed by the applicant and co-applicant.
- Photograph: Passport size photographs of the applicant and co-applicant.
- Identity Proof: Any one of the following - Aadhaar Card, PAN Card, Voter ID, Passport, Driving License.
- Address Proof: Any one of the following - Aadhaar Card, Passport, Voter ID, Driving License, Utility Bill.
- Income Proof of Co-applicant: Any one of the following - Salary Slip, Form 16, Income Tax Returns.
- Proof of Admission: Admission letter from the institute indicating the course, duration, and cost.
- Academic Records: Mark sheet of the most recent qualification.
- Collateral Documents: Any one of the following - Property documents, Fixed Deposit receipt, LIC policy, NSC certificates.
Fees & Charges
- Processing Fees: No processing fees.
- Prepayment Charges: No prepayment charges.
- Penal Interest: 2% per month on the overdue amount.
- Late Payment Charges: 2% per month on the overdue amount.
- Cheque Bounce Charges: Rs. 500 per instance.
- EMI Bounce Charges: Rs. 500 per instance.
Think About
- Quick loan approval and disbursement.
- Competitive interest rates.
- No processing fees.
- No prepayment charges.
- Tax benefits under Section 80(E) of the Income Tax Act.
Eligible Criteria
- The applicant must be an Indian national.
- The applicant must have secured admission to a recognized course in India or abroad.
- The applicant must have a co-applicant (parent or spouse) who can provide collateral security for the loan.
|
|
7.00%-15.00%
Estimated APR
|
1 - 15 Years
Available Terms
|
Up to Rs.1 L - 75 L
|
Apply Now
|
Our Features
- Loan amount up to Rs. 75 lakhs for studies in India and up to Rs. 1.5 crores for studies abroad.
- Flexible repayment tenure of up to 15 years.
- No margin for loans up to Rs. 4 lakhs.
- 1% concession in interest rate for the entire loan tenure if interest is serviced during the moratorium period.
- No prepayment charges.
- Tax benefits under Section 80(E) of the Income Tax Act.
Documents
Application form: Duly filled and signed by the applicant and co-applicant. Photograph: Passport size photographs of the applicant and co-applicant. Identity Proof: Any one of the following - Aadhaar Card, PAN Card, Voter ID, Passport, Driving License. Address Proof: Any one of the following - Aadhaar Card, Passport, Voter ID, Driving License, Utility Bill. Income Proof of Co-applicant: Any one of the following - Salary Slip, Form 16, Income Tax Returns. Proof of Admission: Admission letter from the institute indicating the course, duration, and cost. Academic Records: Mark sheet of the most recent qualification. Collateral Documents: Any one of the following - Property documents, Fixed Deposit receipt, LIC policy, NSC certificates.
Think About
- Quick loan approval and disbursement.
- Easy application process with minimum documentation.
- Competitive interest rates.
- No prepayment charges.
- Tax benefits under Section 80(E) of the Income Tax Act.
Eligible Criteria
- The applicant must be an Indian national.
- The applicant must have secured admission to a recognized course in India or abroad.
- The applicant must have a co-applicant (parent, spouse or sibling) who can provide collateral security for the loan.
|
|
8.00%-11.00%
Estimated APR
|
1 - 10 Years
Available Terms
|
Up to Rs.1 L - 100 L
|
Apply Now
|
Our Features
- Loan amount up to Rs. 1 crore for studies in India and up to Rs. 50 lakhs for studies abroad.
- Flexible repayment tenure of up to 10 years.
- No margin for loans up to Rs. 4 lakhs.
- No processing fees.
- No prepayment charges.
- Tax benefits under Section 80(E) of the Income Tax Act.
Documents
- Application form: Duly filled and signed by the applicant and co-applicant.
- Photograph: Passport size photographs of the applicant and co-applicant.
- Identity Proof: Any one of the following - Aadhaar Card, PAN Card, Voter ID, Passport, Driving License.
- Address Proof: Any one of the following - Aadhaar Card, Passport, Voter ID, Driving License, Utility Bill.
- Income Proof of Co-applicant: Any one of the following - Salary Slip, Form 16, Income Tax Returns.
- Proof of Admission: Admission letter from the institute indicating the course, duration, and cost.
- Academic Records: Mark sheet of the most recent qualification.
- Collateral Documents: Any one of the following - Property documents, Fixed Deposit receipt, LIC policy, NSC certificates.
Fees & Charges
- Processing Fees: No processing fees.
- Prepayment Charges: No prepayment charges.
- Penal Interest: 2% per month on the overdue amount.
- Late Payment Charges: 2% per month on the overdue amount.
- Cheque Bounce Charges: Rs. 500 per instance.
- EMI Bounce Charges: Rs. 500 per instance.
Think About
- Quick loan approval and disbursement.
- Easy application process with minimum documentation.
- Competitive interest rates.
- No processing fees.
- No prepayment charges.
- Tax benefits under Section 80(E) of the Income Tax Act.
Eligible Criteria
- The applicant must be an Indian national.
- The applicant must have secured admission to a recognized course in India or abroad.
- The applicant must have a co-applicant (parent, spouse, or sibling) who can provide collateral security for the loan.
|
|
8.00%-14.00%
Estimated APR
|
1 - 15 Years
Available Terms
|
Up to Rs.1 L - 10 L
|
Apply Now
|
Our Features
- Loan amount up to Rs. 1 crore for studies abroad and up to Rs. 10 lakhs for studies in India.
- Flexible repayment tenure of up to 15 years.
- No margin for loans up to Rs. 4 lakhs.
- No processing fees.
- No prepayment charges.
- Tax benefits under Section 80(E) of the Income Tax Act.
Documents
- Application form: Duly filled and signed by the applicant and co-applicant.
- Photograph: Passport size photographs of the applicant and co-applicant.
- Identity Proof: Any one of the following - Aadhaar Card, PAN Card, Voter ID, Passport, Driving License.
- Address Proof: Any one of the following - Aadhaar Card, Passport, Voter ID, Driving License, Utility Bill.
- Income Proof of Co-applicant: Any one of the following - Salary Slip, Form 16, Income Tax Returns.
- Proof of Admission: Admission letter from the institute indicating the course, duration, and cost.
- Academic Records: Mark sheet of the most recent qualification.
- Collateral Documents: Any one of the following - Property documents, Fixed Deposit receipt, LIC policy, NSC certificates.
Fees & Charges
- Processing Fees: No processing fees.
- Prepayment Charges: No prepayment charges.
- Penal Interest: 2% per month on the overdue amount.
- Late Payment Charges: 2% per month on the overdue amount.
- Cheque Bounce Charges: Rs. 500 per instance.
- EMI Bounce Charges: Rs. 500 per instance.
Think About
- Quick loan approval and disbursement.
- Competitive interest rates.
- No processing fees.
- No prepayment charges.
- Tax benefits under Section 80(E) of the Income Tax Act.
Eligible Criteria
- The applicant must be an Indian national.
- The applicant must have secured admission to a recognized course in India or abroad.
- The applicant must have a co-applicant (parent, spouse, or sibling) who can provide collateral security for the loan.
|
|
9.00%-13.00%
Estimated APR
|
1 - 10 Years
Available Terms
|
Up to Rs.5 L - 10 L
|
Apply Now
|
Our Features
- Loan amount up to Rs. 1 crore for studies abroad and up to Rs. 10 lakhs for studies in India.
- Flexible repayment tenure of up to 10 years.
- No margin for loans up to Rs. 4 lakhs.
- No processing fees.
- No prepayment charges.
- Tax benefits under Section 80(E) of the Income Tax Act.
Documents
- Application form: Duly filled and signed by the applicant and co-applicant.
- Photograph: Passport size photographs of the applicant and co-applicant.
- Identity Proof: Any one of the following - Aadhaar Card, PAN Card, Voter ID, Passport, Driving License.
- Address Proof: Any one of the following - Aadhaar Card, Passport, Voter ID, Driving License, Utility Bill.
- Income Proof of Co-applicant: Any one of the following - Salary Slip, Form 16, Income Tax Returns.
- Proof of Admission: Admission letter from the institute indicating the course, duration, and cost.
- Academic Records: Mark sheet of the most recent qualification.
- Collateral Documents: Any one of the following - Property documents, Fixed Deposit receipt, LIC policy, NSC certificates.
Fees & Charges
- Processing Fees: No processing fees.
- Prepayment Charges: No prepayment charges.
- Penal Interest: 2% per month on the overdue amount.
- Late Payment Charges: 2% per month on the overdue amount.
- Cheque Bounce Charges: Rs. 750 per instance.
- EMI Bounce Charges: Rs. 750 per instance.
Think About
- Quick loan approval and disbursement.
- Competitive interest rates.
- No processing fees.
- No prepayment charges.
- Tax benefits under Section 80(E) of the Income Tax Act.
Eligible Criteria
- The applicant must be an Indian national.
- The applicant must have secured admission to a recognized course in India or abroad.
- The applicant must have a co-applicant (parent, spouse, or sibling) who can provide collateral security for the loan.
- The applicant must have a minimum annual income of Rs. 3 lakhs.
|
|
9.00%-11.00%
Estimated APR
|
1 - 10 Years
Available Terms
|
Up to Rs.1 L - 50 L
|
Apply Now
|
Our Features
- Loan available for studies in India or abroad.
- Flexible repayment tenure of up to 10 years.
- No collateral or security required for loans up to Rs. 50 lakhs.
- Competitive interest rates.
Documents
- Identity proof (PAN card, Aadhaar card, passport, or driving license)
- Address proof (Aadhaar card, passport, or utility bills)
- Income proof (salary slips, bank statements, or IT returns)
- Admission letter from the educational institution
- Academic records (10th, 12th, and graduation mark sheets)
Fees & Charges
- Processing fees: Up to 2% of the loan amount
- Prepayment charges: Nil
- Late payment charges: Up to 2% p.m. of the overdue amount
- Cheque bouncing charges: Rs. 500 per bounce
Think About
- Fast processing and disbursal
- Loan up to 100% of the cost of education
- No prepayment penalty
- Doorstep service
- Easy online application process
Eligible Criteria
- Applicant must be an Indian citizen
- Age should be between 18-35 years
- The applicant should have secured admission to a recognized course in India or abroad.
|
|
9.00%-15.00%
Estimated APR
|
12 - 180 Months
Available Terms
|
Up to Rs.1 L - 25 L
|
Apply Now
|
Our Features
- Loan amount can be used for tuition fees, accommodation, exam fees, books, and other expenses related to education.
- The bank offers flexible repayment options.
- No collateral is required for loans up to Rs. 4 lakhs.
- The bank provides insurance coverage for the loan amount.
Documents
- Duly filled and signed application form
- Passport size photograph of the student and co-applicant
- Identity proof such as Aadhaar Card, Voter ID, Passport, or Driving License
- Address proof such as Aadhaar Card, Voter ID, Passport, or Driving License
- Income proof of the co-applicant such as salary slips, IT returns, or Form 16
- Admission letter from the educational institution
- Fee structure and cost of living proof from the institution
- Any other relevant documents as required by the bank.
Fees & Charges
- Processing fee: Up to 2.50% of the loan amount
- Prepayment charges: Nil for floating rate loans, 2% for fixed-rate loans
- Late payment penalty: 2% per month on the overdue amount
- Cheque bounce charges: Rs. 500 per cheque bounce
- Legal and incidental charges: As per actuals
Think About
- Quick and easy loan processing
- Competitive interest rates
- Flexible repayment options
- No collateral required for loans up to Rs. 4 lakhs
- Insurance coverage for the loan amount
- Experienced customer support team to assist with any queries or concerns.
Eligible Criteria
- The applicant must be an Indian citizen.
- The student must have secured admission in a recognized institution in India or abroad.
- The co-applicant should be a parent or a legal guardian.
- The co-applicant must have a regular source of income.
|
|
9.00%-15.00%
Estimated APR
|
1 - 10 Years
Available Terms
|
Up to Rs.1 L - 75 L
|
Apply Now
|
Our Features
- Loan available for studies in India or abroad.
- Flexible repayment tenure of up to 10 years.
- No collateral or security required for loans up to Rs. 4 lakhs.
- Competitive interest rates.
Documents
- Identity proof (PAN card, Aadhaar card, passport, or driving license)
- Address proof (Aadhaar card, passport, or utility bills)
- Income proof (salary slips, bank statements, or IT returns)
- Admission letter from the educational institution
- Academic records (10th, 12th, and graduation mark sheets)
Fees & Charges
- Processing fees: Up to 2% of the loan amount
- Prepayment charges: Nil
- Late payment charges: Up to 2% p.m. of the overdue amount
- Cheque bouncing charges: Rs. 500 per bounce
Think About
- Flexible repayment options
- Competitive interest rates
- No prepayment penalty
- Quick processing time
Eligible Criteria
- Applicant must be an Indian citizen
- Age should be between 18-35 years
- The applicant should have secured admission to a recognized course in India or abroad.
|
|
9.00%-11.00%
Estimated APR
|
1 - 10 Years
Available Terms
|
Up to Rs.1 L - 50 L
|
Apply Now
|
Our Features
- Loan available for studies in India or abroad.
- Flexible repayment tenure of up to 10 years.
- No collateral or security required for loans up to Rs. 4 lakhs.
- Competitive interest rates.
Documents
- Identity proof (PAN card, Aadhaar card, passport, or driving license)
- Address proof (Aadhaar card, passport, or utility bills)
- Income proof (salary slips, bank statements, or IT returns)
- Admission letter from the educational institution
- Academic records (10th, 12th, and graduation mark sheets)
Fees & Charges
- Processing fees: Up to 2% of the loan amount
- Prepayment charges: Nil
- Late payment charges: Up to 2% p.m. of the overdue amount
- Cheque bouncing charges: Rs. 500 per bounce
Think About
- Fast processing and disbursal
- Loan up to 100% of the cost of education
- No prepayment penalty
- Doorstep service
Eligible Criteria
- Applicant must be an Indian citizen
- Age should be between 18-65 years
- The applicant should have secured admission to a recognized course in India or abroad.
|
|
9.00%-11.00%
Estimated APR
|
1 - 10 Years
Available Terms
|
Up to Rs.10 L - 50 L
|
Apply Now
|
Our Features
- Loan available for studies in India or abroad.
- Flexible repayment tenure of up to 10 years.
- No collateral or security required for loans up to Rs. 20 lakhs.
- Competitive interest rates.
Documents
- Identity proof (PAN card, Aadhaar card, passport, or driving license)
- Address proof (Aadhaar card, passport, or utility bills)
- Income proof (salary slips, bank statements, or IT returns)
- Admission letter from the educational institution
- Academic records (10th, 12th, and graduation mark sheets)
Fees & Charges
- Processing fees: Up to 2% of the loan amount
- Prepayment charges: Nil
- Late payment charges: Up to 2% p.m. of the overdue amount
- Cheque bouncing charges: Rs. 500 per bounce
Think About
- Fast processing and disbursal
- Loan up to 100% of the cost of education
- No prepayment penalty
- Doorstep service
Eligible Criteria
- Applicant must be an Indian citizen
- Age should be between 18-35 years
- The applicant should have secured admission to a recognized course in India or abroad.
|
|
9.00%-15.00%
Estimated APR
|
1 - 15 Years
Available Terms
|
Up to Rs.20 L - 30 L
|
Apply Now
|
Our Features
- Loan available for studies in India or abroad.
- Flexible repayment tenure of up to 15 years.
- No collateral or security required for loans up to Rs. 10 lakhs.
- Competitive interest rates.
Documents
- Identity proof (PAN card, Aadhaar card, passport, or driving license)
- Address proof (Aadhaar card, passport, or utility bills)
- Income proof (salary slips, bank statements, or IT returns)
- Admission letter from the educational institution
- Academic records (10th, 12th, and graduation mark sheets)
Fees & Charges
- Processing fees: Up to 2% of the loan amount
- Prepayment charges: Nil
- Late payment charges: Up to 2% p.m. of the overdue amount
- Cheque bouncing charges: Rs. 500 per bounce
Think About
- Fast processing and disbursal
- Loan up to 100% of the cost of education
- No prepayment penalty
- Doorstep service
- Dedicated relationship manager for assistance
Eligible Criteria
- Applicant must be an Indian citizen
- Age should be between 18-35 years
- The applicant should have secured admission to a recognized course in India or abroad.
|
|
10.00%-15.00%
Estimated APR
|
1 - 10 Years
Available Terms
|
Up to Rs.1 L - 40 L
|
Apply Now
|
Our Features
- Loan available for studies in India or abroad.
- Flexible repayment tenure of up to 10 years.
- No collateral or security required for loans up to Rs. 40 lakhs.
- Competitive interest rates.
- Option for moratorium period.
Documents
- Identity proof (PAN card, Aadhaar card, passport, or driving license)
- Address proof (Aadhaar card, passport, or utility bills)
- Income proof (salary slips, bank statements, or IT returns)
- Admission letter from the educational institution
- Academic records (10th, 12th, and graduation mark sheets)
- KYC documents of co-applicant (if applicable)
Fees & Charges
- Processing fees: Up to 1.5% of the loan amount
- Prepayment charges: Nil
- Late payment charges: Up to 2% p.m. of the overdue amount
- Cheque bouncing charges: Rs. 500 per bounce
Think About
- Fast processing and disbursal
- Loan up to 100% of the cost of education
- No prepayment penalty
- Doorstep service
- Easy online application process
Eligible Criteria
- Applicant must be an Indian citizen
- Age should be between 18-35 years
- The applicant should have secured admission to a recognized course in India or abroad.
- Co-applicant may be required for certain loan amounts.
|
|
10.00%-13.00%
Estimated APR
|
1 - 15 Years
Available Terms
|
Up to Rs.5 L - 40 L
|
Apply Now
|
Our Features
- Loan amount up to Rs. 1.5 crores for studies abroad and up to Rs. 40 lakhs for studies in India.
- Flexible repayment tenure of up to 15 years.
- No margin for loans up to Rs. 4 lakhs.
- No processing fees.
- No prepayment charges.
- Tax benefits under Section 80(E) of the Income Tax Act.
Documents
- Application form: Duly filled and signed by the applicant and co-applicant.
- Photograph: Passport size photographs of the applicant and co-applicant.
- Identity Proof: Any one of the following - Aadhaar Card, PAN Card, Voter ID, Passport, Driving License.
- Address Proof: Any one of the following - Aadhaar Card, Passport, Voter ID, Driving License, Utility Bill.
- Income Proof of Co-applicant: Any one of the following - Salary Slip, Form 16, Income Tax Returns.
- Proof of Admission: Admission letter from the institute indicating the course, duration, and cost.
- Academic Records: Mark sheet of the most recent qualification.
- Collateral Documents: Any one of the following - Property documents, Fixed Deposit receipt, LIC policy, NSC certificates.
Fees & Charges
- Processing Fees: No processing fees.
- Prepayment Charges: No prepayment charges.
- Penal Interest: 2% per month on the overdue amount.
- Late Payment Charges: 2% per month on the overdue amount.
- Cheque Bounce Charges: Rs. 500 per instance.
- EMI Bounce Charges: Rs. 750 per instance.
Think About
- Competitive interest rates.
- No processing fees.
- No prepayment charges.
- Tax benefits under Section 80(E) of the Income Tax Act.
Eligible Criteria
- The applicant must be an Indian national.
- The applicant must have secured admission to a recognized course in India or abroad.
- The applicant must have a co-applicant (parent, spouse, or sibling) who can provide collateral security for the loan.
- The applicant must have a minimum annual income of Rs. 5 lakhs.
|
|
11.00%-15.00%
Estimated APR
|
Up to 15 Years
Available Terms
|
Up to Rs.1 L - 50 L
|
Apply Now
|
Our Features
- Loan amount ranges from Rs. 1 lakh to Rs. 50 lakhs
- Competitive interest rates
- Flexible repayment tenure of up to 15 years
- No collateral required for loans up to Rs. 7.5 lakhs
- No prepayment charges
- Loan disbursement directly to the educational institution
Documents
- Completed application form
- Identity proof
- Address proof
- Admission letter from the institution
- Academic records of the applicant
- Income proof of the co-applicant
Fees & Charges
- Processing fee: Up to 3% of the loan amount
- Penal interest: 2% per month on overdue amount
- Prepayment charges: Nil
Think About
- Hassle-free loan application process
- Competitive interest rates
- No prepayment charges
- Loan disbursement directly to the educational institution
- Flexible repayment tenure of up to 15 years
- No collateral required for loans up to Rs. 7.5 lakhs
Eligible Criteria
- Applicant should be an Indian citizen or have Indian nationality
- Applicant should have secured admission to a recognized course in India or abroad
- Applicant should have a co-applicant, who could be the parent, spouse or any other close relative
- The co-applicant should have a stable income source
|
|
12.00%-15.00%
Estimated APR
|
1 - 5 Years
Available Terms
|
Up to Rs.1 L - 2 L
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Apply Now
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Our Features
- Loan available for studies in India or abroad.
- Flexible repayment tenure of up to 5 years.
- No collateral or security required for loans up to Rs. 2 lakhs.
- Competitive interest rates.
Documents
- Identity proof (PAN card, Aadhaar card, passport, or driving license)
- Address proof (Aadhaar card, passport, or utility bills)
- Income proof (salary slips, bank statements, or IT returns)
- Admission letter from the educational institution
- Academic records (10th, 12th, and graduation mark sheets)
Fees & Charges
- Processing fees: Up to 2% of the loan amount
- Prepayment charges: Nil
- Late payment charges: Up to 3% p.m. of the overdue amount
- Cheque bouncing charges: Rs. 500 per bounce
Think About
- Fast processing and disbursal
- Loan up to 100% of the cost of education
- No prepayment penalty
- Easy online application process
Eligible Criteria
- Applicant must be an Indian citizen
- Age should be between 18-45 years
- The applicant should have secured admission to a recognized course in India or abroad.
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