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Gold Loan In Keshav Nagar

Get Gold Loan in Keshav Nagar

Are you in need of immediate funds to meet your financial requirements? With gold loans in Keshav Nagar, you can leverage the value of your gold assets to unlock instant cash without the hassle of lengthy paperwork or credit checks. At Loanmani, we offer reliable and transparent gold loan services designed to provide you with quick liquidity while keeping your precious possessions secure. Read on to explore the advantages of our gold loans and how they can help you meet your financial goals in Keshav Nagar.

Our Keshav Nagar facility is located at Platinum Square, 210, opposite WNS, Viman Nagar, Pune, Maharashtra 411014, you can just walk-in or you can call us at 08069405715 to find out more about eligibility criteria for a Gold Loan. Or you apply online for an Gold Loan at your convenience.

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Keshav Nagar Gold Loan Eligibility Criteria

To make the loan application process seamless, we have kept our eligibility requirements very simple and flexible. You need to meet the following eligibility criteria to avail of a Gold Loan in Keshav Nagar:

Age

Maximum age of applicant at loan maturity: 67 years

Income

Minimum Net Monthly Income: Rs 15,000

Credit Rating

Applicant should have the bank specified credit score.

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Documents Required to Apply for a Gold Loan in Keshav Nagar

To avail of a Gold Loan in Keshav Nagar with Loanmani, you need to submit the following documents:

ID Proof Driving license, Voter id card, PAN card, Aadhar card, Passport
Address Proof Driving license, Voter id card, PAN card, Aadhar card, Passport, Electricity Bill
Bank Statement Account statement of last 2 months
Income Statement Bank passbook, IT returns of last 3 years, Payslip of last 2 months, Certified  letter from the employer, Form 16
Ownership Proof Of Business Office property papers, any government recognised certificates

Frequently Ask Questions Gold Loan In Keshav Nagar

To apply for Gold Loans in Keshav Nagar, all you have to do is visit our official website and follow the steps mentioned below.

  • Go to the dedicated page for Gold Loan. Click Here to apply Gold Loan in Keshav Nagar
  • Go through the eligibility criteria and the documents required for Gold Loan in Keshav Nagar.
  • Once you have read the eligibility criteria and gathered the required documents, click on ‘Apply Now’.
  • Fill out the online application form.
  • Wait for verification and approval.
  • Get funds disbursed into your account instantly after authorization from your end.

Gold loan (also called loan against gold) is a secured loan taken by the borrower from a lender by pledging their gold articles (within a range of 18-24 carats) as collateral. The loan amount provided is a certain percentage of the gold, typically upto 80%, based on the current market value and quality of gold.

For a gold loan, applicants should be aged above 18 years and should have gold that needs to be mortgaged with the bank.

The interest rate on your gold loan varies from one lender to another. Please enter your details on our Gold Loan eligibility page and view gold loan offers offered by various banks and private institutions.

The loan approval process for gold loan is very fast. If your application meets all the requirements, it takes just an hour for the loan amount to be disbursed.

The loan can be repaid by choosing any medium of money transfer as you desire, such as Cash, Cheque, Demand Draft or Online Fund Transfer.

Documents required for approval of your gold loan are:

  • Id proof, such as your Driving License, Pan Card, Form 60/61, Passport, and Voter ID card.
  • Address proof, such as House Registration Documents, and Utility Bills

A gold loan can be repaid partially at any point in time. However, your deposited gold will only be returned once the entire loan amount has been repaid.

Banks take a lot of precaution while storing your gold and keep it safe until the loan amount is returned. They understand the sentimental value attached to gold ornaments and act as custodians while the gold remains with them.

  • The processing of a gold loan is faster than any other loan because there is a minimum documentation requirement as it is secured in nature.
  • Just like a personal loan there is flexibility for you to use the loan to meet any type of expenses.
  • It is ideal to generate easy cash but it is difficult to sell gold especially physical gold hence gold loans are preferred over selling physical gold as it is and it is the perfect solution to raise money.

Gold loans are available through different lenders and the amount can be generally between Rs 1000 to 1.5,00,00,000. It may change from each lender. As per the guidelines of each financial institution, some loan requests for more than Rs 1.5,00,00,000 might require management approval.

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