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Fixed Deposit In Keshav Nagar

Get Fixed Deposit in Keshav Nagar

Looking for a reliable investment option in Keshav Nagar? Explore our range of fixed deposits designed to provide you with steady returns and financial stability. Invest with confidence and maximize your savings with our secure and lucrative fixed deposit offerings.

Our Keshav Nagar facility is located at Platinum Square, 210, opposite WNS, Viman Nagar, Pune, Maharashtra 411014, you can just walk-in or you can call us at 08069405715 to find out more about eligibility criteria for a Fixed Deposit. Or you apply online for an Fixed Deposit at your convenience.

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Keshav Nagar Fixed Deposit Eligibility Criteria

To make the loan application process seamless, we have kept our eligibility requirements very simple and flexible. You need to meet the following eligibility criteria to avail of a Fixed Deposit in Keshav Nagar:

Age

Maximum age of applicant at loan maturity: 67 years

Income

Minimum Net Monthly Income: Rs 15,000

Credit Rating

Applicant should have the bank specified credit score.

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Documents Required to Apply for a Fixed Deposit in Keshav Nagar

To avail of a Fixed Deposit in Keshav Nagar with Loanmani, you need to submit the following documents:

ID Proof Driving license, Voter id card, PAN card, Aadhar card, Passport
Address Proof Driving license, Voter id card, PAN card, Aadhar card, Passport, Electricity Bill
Bank Statement Account statement of last 2 months
Income Statement Bank passbook, IT returns of last 3 years, Payslip of last 2 months, Certified  letter from the employer, Form 16
Ownership Proof Of Business Office property papers, any government recognised certificates

Frequently Ask Questions Fixed Deposit In Keshav Nagar

To apply for Fixed Deposits in Keshav Nagar, all you have to do is visit our official website and follow the steps mentioned below.

  • Go to the dedicated page for Fixed Deposit. Click Here to apply Fixed Deposit in Keshav Nagar
  • Go through the eligibility criteria and the documents required for Fixed Deposit in Keshav Nagar.
  • Once you have read the eligibility criteria and gathered the required documents, click on ‘Apply Now’.
  • Fill out the online application form.
  • Wait for verification and approval.
  • Get funds disbursed into your account instantly after authorization from your end.

A fixed deposit (FD) is a financial product given by the banks to its customers at an interest rate higher than that of a regular savings account. It is a type of investment in which an account holder deposits a certain amount with the bank at a fixed interest for a fixed period. On this amount, the bank provides the customer interest until it reaches its maturity.

The following people are eligible to invest in a fixed deposit:

  • Residents
  • Hindu Undivided Family (HUF)
  • Group Companies, Limited Companies, Partnership Firms
  • Sole Traders
  • Associations, Clubs and Societies
  • Family Trusts
  • Minors (through their natural or legally appointed guardian)

There is no maximum limit to invest in a FD account; however, it may vary from one bank to the other. The depositors who invest an amount above Rs. 1 crore on fixed deposit can get customized interest rates from their bank.

In fixed deposit, the customers can choose to fix their money from 7 days to 10 years.

In fixed deposit, the customers can choose to fix their money from 7 days to 10 years.

Interest frequency depends on FD plan. For re-investment plan, interest is paid at maturity along with the principal, whereas for traditional FD, interest payout is done monthly, quarterly or periodically basis the customer’s choice.

Most banks give you the option to withdraw your FD before maturity in cases of emergencies. Early withdrawal will carry a small penalty charge and forfeiture of interest for the remaining duration. Premature withdrawal of tax-saving FDs are not permitted.

Individuals whose interest earnings are less than ₹40,000 per annum (₹50,000 for senior citizens) can avail TDS exemption. Investors can submit Form 15G, while senior citizens will have to submit Form 15H.

higher interest rate for high-value deposits for certain maturities. Please visit our interest rate page for further details.

In case of tax-saving fixed deposit plans, you can only deposit sums up to Rs. 1.5 Lakh.

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