It's a subsidiary of Piramal Enterprises Limited, and it offers various financial solutions including corporate and real estate financing. Please note that specific details about Piramal Finance's services, offerings, and current information might have changed since then.
Credit Score: A higher credit score generally increases your chances of being eligible for a personal loan. Lenders use your credit score to assess your creditworthiness and ability to repay the loan.
Income and Employment: Lenders typically require borrowers to have a stable source of income to ensure repayment of the loan. They may have a minimum income requirement.
Age: Most lenders have a minimum and maximum age requirement for personal loan applicants.
Residential Status: Some lenders might require you to be a resident of a specific country or area where they operate.
Debt-to-Income Ratio: Lenders assess your debt-to-income ratio to determine how much of your monthly income goes towards paying off existing debts. A lower ratio is often preferred.
Employment History: A stable employment history can positively influence your eligibility. Lenders may require a minimum period of employment with the current employer.
Documentation: You'll likely need to provide documents such as proof of identity, address, income, and employment.
Collateral: Depending on the type of loan, some lenders may require collateral as security for the loan.
Loan Amount and Tenure: The loan amount you're applying for and the repayment tenure can also influence your eligibility.
Proof of Identity:
Proof of Address:
Proof of Income: