Fullerton India Two Wheeler Loan

There are several reasons why choosing Fullerton India's Two Wheeler Loan could be a smart choice for individuals looking to purchase a two-wheeler vehicle. Here are some of the key benefits of choosing Fullerton India:

• Competitive interest rates: Fullerton India offers competitive interest rates on its Two Wheeler Loans, making it easier for customers to manage their finances.
• Flexible repayment options: Fullerton India offers flexible repayment options ranging from 12 months to 48 months, enabling customers to choose a repayment tenure that suits their financial needs.
• Quick loan approval and disbursal: Fullerton India's simple and hassle-free loan application process ensures that loan approval and disbursal take place quickly, typically within 24 to 48 hours.
• High loan amount: Fullerton India's Two Wheeler Loans offer a maximum loan amount of Rs. 20 lakhs, providing customers with the funds they need to purchase their dream two-wheeler.
• Easy documentation: Fullerton India's Two Wheeler Loan application process requires minimal documentation, making it easy for customers to apply for and avail of the loan.
• No prepayment charges: Fullerton India allows customers to prepay their loan at any time during the loan tenure without any prepayment charges.

1. Loan amount: Fullerton India offers a minimum loan amount of Rs. 10,000 and a maximum loan amount of Rs. 50 lakhs.
2. Flexible repayment tenure: The loan can be repaid within a tenure of 12 months to 48 months.
3. Quick disbursal: Fullerton India provides quick loan disbursal after the loan is approved.
4. Minimal documentation: The documentation required for a two-wheeler loan from Fullerton India is minimal.

1. ID proof (Aadhaar card, Voter ID card, Passport, or Driving License)
2. Address proof (Aadhaar card, Voter ID card, Passport, or Driving License)
3. Income proof (Salary slips of the last 3 months, ITR, or bank statements)

Q: What is a Two Wheeler Loan?

A: A Two Wheeler Loan is a type of loan that is offered by lenders to help individuals finance the purchase of a two-wheeler vehicle such as a scooter or a motorcycle. These loans typically have a fixed interest rate and a predetermined repayment schedule.

Q: Who is eligible for a Two Wheeler Loan from Fullerton India?

A: Fullerton India offers Two Wheeler Loans to salaried individuals and self-employed individuals who meet the following criteria:

• The applicant must be between the ages of 21 and 65 years.
• The applicant must have a minimum income of Rs. 12,000 per month.
• The applicant must have a good credit score.
• The applicant must have a valid driving license.

Q: What is the maximum loan amount that can be availed for a Two Wheeler Loan from Fullerton India?

A: The maximum loan amount that can be availed for a Two Wheeler Loan from Fullerton India is Rs. 20 lakhs, subject to the applicant's eligibility criteria.

Q: What is the repayment tenure for a Two Wheeler Loan from Fullerton India?

A: The repayment tenure for a Two Wheeler Loan from Fullerton India ranges from 12 months to 48 months, depending on the loan amount and the applicant's eligibility.

Q: How long does it take for Fullerton India to disburse the loan amount?

A: Fullerton India typically disburses the loan amount within 24 to 48 hours of the loan application being approved, subject to the completion of all documentation and verification processes.

Q: What are the documents required to apply for a Two Wheeler Loan from Fullerton India?

A: The documents required to apply for a Two Wheeler Loan from Fullerton India include:

• Application form with photograph
• Identity proof (such as Aadhaar card, PAN card, or passport)
• Address proof (such as Aadhaar card, passport, or utility bill)
• Income proof (such as salary slips, bank statements, or income tax returns)
• Bank account statements for the past six months
• Proof of age (such as a birth certificate or school leaving certificate)
• Vehicle quotation or proforma invoice

Q: Can I prepay my Two Wheeler Loan from Fullerton India?

A: Yes, you can prepay your Two Wheeler Loan from Fullerton India at any time during the loan tenure without any prepayment charges.