Fullerton India Personal Loan is a type of unsecured loan offered by Fullerton India Credit Company Limited, a leading non-banking financial company (NBFC) in India. This loan product is designed to provide financial assistance to individuals to meet their personal expenses such as home renovation, medical bills, wedding expenses, travel expenses, debt consolidation, and more.
Fullerton India Personal Loan comes with flexible repayment tenure ranging from 12 to 60 months and is offered at competitive interest rates based on various factors such as credit score, income, loan amount, etc. The loan amount can range from Rs. 50,000 to Rs. 25 lakhs, depending on the borrower's eligibility.
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Fullerton India Bank offers attractive interest rates, flexible repayment tenure, and quick processing of personal loans. They also provide doorstep service to collect the necessary documents and offer personalized assistance to customers.
Fullerton India Bank charges various fees and charges on personal loans, such as processing fees, prepayment charges, foreclosure charges, late payment fees, bounce charges, etc. The fees and charges may vary based on the loan amount, tenure, and other factors. It is recommended to check with the bank for the latest charges before applying for a personal loan.
The following documents are required to apply for Fullerton India Bank's personal loan:
1.What is Fullerton India Personal Loan?
Fullerton India Personal Loan is an unsecured loan product offered by Fullerton India Credit Company Limited that provides financial assistance to individuals to meet their personal expenses.
2.What is the minimum and maximum loan amount that I can get?
Fullerton India Personal Loan offers loans ranging from Rs. 50,000 to Rs. 25 lakhs, depending on your eligibility.
3.What is the loan tenure?
Fullerton India Personal Loan comes with a flexible repayment tenure ranging from 12 to 60 months.
4.What are the eligibility criteria to apply for Fullerton India Personal Loan?
To apply for Fullerton India Personal Loan, you should be between 21 and 60 years of age, should have a minimum monthly income of Rs. 25,000, and should be residing in India.
5.What documents are required to apply for Fullerton India Personal Loan?
You will need to provide your identity proof, address proof, income proof, and bank statements to apply for Fullerton India Personal Loan.
6.How long does it take to get the loan disbursed?
Fullerton India Personal Loan is usually disbursed within 24 to 48 hours of loan approval, subject to the completion of documentation and verification.
7.What is the interest rate on Fullerton India Personal Loan?
The interest rate on Fullerton India Personal Loan varies depending on various factors such as your credit score, income, loan amount, etc. Please check with the company for the latest interest rates.
8.Can I prepay or foreclose my Fullerton India Personal Loan?
Yes, you can prepay or foreclose your loan by paying the outstanding loan amount along with any applicable prepayment charges.
9.How can I apply for Fullerton India Personal Loan?
You can apply for Fullerton India Personal Loan online by visiting the company's website or by visiting the nearest branch office.