Shriram Housing Finance Loan Against Property

Loanmani- Shriram Housing Finance

Shriram Finance Limited is known for its comprehensive range of financial services, including loans against property. The company's customer-centric approach aims to meet the diverse financial needs of customers.

10.00 %

Advertised Rate

15 Years

Available Terms


Credit Score

5 L - 50 L

Loan Amount

Why Choose Shriram Housing Finance

Shriram Finance Limited offers several reasons to consider them for your loan against property needs. Here's why you might choose Shriram Finance:

Expertise in Financial Services: Shriram Finance Limited has a strong track record in providing financial services, offering a sense of reliability and experience.

Competitive Interest Rates: Shriram Finance offers competitive interest rates, making your loan against property more affordable.

Customer-Centric Approach: We prioritize understanding your financial needs and offer personalized solutions tailored to your requirements.

Quick Processing: Our streamlined processes aim for quick loan approval and disbursal, ensuring you have access to funds when you need them.

Transparent Fee Structure: We maintain transparency in our fee structure, ensuring you have a clear understanding of the costs involved.

Flexible Repayment Options: Our flexible repayment plans are designed to cater to various financial situations and preferences.

Wide Range of Loan Amounts: Depending on your property's value and eligibility, you can access a range of loan amounts.

Shriram Housing Finance Eligibility Criteria

To be eligible for a Shriram Finance loan against property, you generally need to meet certain criteria:

  • Minimum age requirement.
  • Proof of steady income to demonstrate repayment capacity.
  • Clear ownership of property with marketable titles.
  • Satisfactory credit history.
  • Ability to provide required documents.

Shriram Housing Finance Fees & Charges

The fees and charges associated with a Shriram Finance loan against property generally include processing fees, administrative charges, and applicable taxes. These charges are usually communicated transparently during the application process.

Shriram Housing Finance Features & Benefits

  • Loan Amount: Depending on the property's value and eligibility, you can access a loan amount against it.
  • Loan Tenure: Choose a repayment tenure that suits your financial situation.
  • Repayment Options: Shriram Finance might offer repayment options such as EMIs or tailored plans.
  • Property Types: Both residential and commercial properties are typically accepted as collateral.
  • Online Account Access: Manage your loan account online, including checking outstanding balance, repayment schedule, and more.

Shriram Housing Finance Required Documents

The typical documents required for a Shriram Finance loan against property include:

  • Property ownership documents with clear titles.
  • Identity and address proofs.
  • Income documents (salary slips, ITR forms, etc.).
  • Passport-sized photographs.

FAQs on Shriram Housing Finance Loan Against Property

How long does loan approval take? 

Approval timelines vary, but Shriram Finance Limited aims to process applications promptly.

Can I prepay or foreclose the loan? 

Yes, prepayment and foreclosure options might be available, subject to terms and charges.

What's the maximum Loan-to-Value (LTV) ratio?

 The LTV ratio depends on the property's value and other factors.

Is a co-applicant required? 

A co-applicant might be required, especially if their income contributes to eligibility.

Are there hidden charges? 

Shriram Finance Limited generally maintains transparency in its fee structures, disclosing applicable charges upfront.

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