Piramal Finance Loan Against Property

Piramal Finance offers a range of reasons to consider them for your loan against property needs. Here's why you might choose Piramal Finance:

Strong Financial Backing: Piramal Finance is part of the Piramal Group, a well-established conglomerate, providing a sense of trust and reliability.

Competitive Interest Rates: Piramal Finance offers competitive interest rates, making your loan against property more affordable.

Customized Solutions: We understand that financial needs vary. Our customized loan solutions cater to your specific requirements.

Quick Processing: We prioritize quick loan processing and disbursal, ensuring you have access to the funds you need promptly.

Transparent Fee Structure: Piramal Finance maintains transparency in its fee structure, ensuring you are aware of all costs involved.

Flexible Repayment Options: Our flexible repayment plans are designed to accommodate various financial situations and preferences.

Expert Customer Support: Our dedicated customer support team is available to assist you throughout the loan process.

• Loan Amount: Depending on your property's value and eligibility, you can secure a loan amount against it.
• Loan Tenure: Choose a repayment tenure that aligns with your financial circumstances.
• Repayment Options: Piramal Finance might offer repayment options such as EMIs or tailored plans.
• Property Types: Both residential and commercial properties are typically accepted as collateral.
• Online Account Access: Manage your loan account online, including checking outstanding balance, repayment schedule, and more.

The typical documents required for a Piramal Finance loan against property include:

• Property ownership documents with clear titles.
• Identity and address proofs.
• Income documents (salary slips, ITR forms, etc.).
• Passport-sized photographs.

How long does loan approval take?

Approval timelines vary, but Piramal Finance aims to process applications promptly.

Can I prepay or foreclose the loan? 

Yes, prepayment and foreclosure options might be available, subject to terms and charges.

What's the maximum Loan-to-Value (LTV) ratio? 

The LTV ratio depends on the property's value and other factors.

Is a co-applicant required? 

A co-applicant might be required, especially if their income contributes to eligibility.

Are there hidden charges? 

Piramal Finance generally maintains transparency in its fee structures, disclosing applicable charges upfront.