Piramal Finance Loan Against Property

Loanmani- Piramal Finance

Piramal Finance is associated with the Piramal Group, a well-diversified conglomerate with a strong presence in various industries. Piramal Finance focuses on providing various financial services, including loans against property.

12.00 %

Advertised Rate

15 Years

Available Terms


Credit Score

5 L - 50 L

Loan Amount

Why Choose Piramal Finance

Piramal Finance offers a range of reasons to consider them for your loan against property needs. Here's why you might choose Piramal Finance:

Strong Financial Backing: Piramal Finance is part of the Piramal Group, a well-established conglomerate, providing a sense of trust and reliability.

Competitive Interest Rates: Piramal Finance offers competitive interest rates, making your loan against property more affordable.

Customized Solutions: We understand that financial needs vary. Our customized loan solutions cater to your specific requirements.

Quick Processing: We prioritize quick loan processing and disbursal, ensuring you have access to the funds you need promptly.

Transparent Fee Structure: Piramal Finance maintains transparency in its fee structure, ensuring you are aware of all costs involved.

Flexible Repayment Options: Our flexible repayment plans are designed to accommodate various financial situations and preferences.

Expert Customer Support: Our dedicated customer support team is available to assist you throughout the loan process.

Piramal Finance Eligibility Criteria

To be eligible for a Piramal Finance loan against property, you generally need to fulfill certain criteria:

  • Minimum age requirement.
  • Regular source of income to demonstrate repayment capacity.
  • Property ownership with clear titles.
  • Satisfactory credit history.
  • Ability to provide necessary documentation.

Piramal Finance Fees & Charges

The fees and charges associated with a Piramal Finance loan against property generally include processing fees, administrative charges, and applicable taxes. These charges are usually communicated transparently during the application process.

Piramal Finance Features & Benefits

  • Loan Amount: Depending on your property's value and eligibility, you can secure a loan amount against it.
  • Loan Tenure: Choose a repayment tenure that aligns with your financial circumstances.
  • Repayment Options: Piramal Finance might offer repayment options such as EMIs or tailored plans.
  • Property Types: Both residential and commercial properties are typically accepted as collateral.
  • Online Account Access: Manage your loan account online, including checking outstanding balance, repayment schedule, and more.

Piramal Finance Required Documents

The typical documents required for a Piramal Finance loan against property include:

  • Property ownership documents with clear titles.
  • Identity and address proofs.
  • Income documents (salary slips, ITR forms, etc.).
  • Passport-sized photographs.

FAQs on Piramal Finance Loan Against Property

How long does loan approval take?

Approval timelines vary, but Piramal Finance aims to process applications promptly.

Can I prepay or foreclose the loan? 

Yes, prepayment and foreclosure options might be available, subject to terms and charges.

What's the maximum Loan-to-Value (LTV) ratio? 

The LTV ratio depends on the property's value and other factors.

Is a co-applicant required? 

A co-applicant might be required, especially if their income contributes to eligibility.

Are there hidden charges? 

Piramal Finance generally maintains transparency in its fee structures, disclosing applicable charges upfront.

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