HDFC Bank Personal Loan

• Quick and hassle-free loan processing with doorstep service.
• Flexible repayment options with a choice of tenure ranging from 12 to 60 months.
• Competitive interest rates.
• No collateral or guarantor required.
• Part-prepayment and foreclosure options available.
• Option of balance transfer with lower interest rates and flexible repayment options.
• Pre-approved personal loan offer to existing HDFC Bank customers.

• HDFC Bank provides flexible repayment options with a choice of tenure ranging from 12 to 60 months.
• HDFC Bank personal loans do not require any collateral or security.
• HDFC Bank provides the facility of part-prepayment and foreclosure of the loan.
• HDFC Bank provides the option of balance transfer with lower interest rates and flexible repayment options.
• HDFC Bank offers doorstep service for loan processing and disbursal.
• HDFC Bank provides a pre-approved personal loan offer to existing customers.

1. Identity proof such as Aadhaar card, passport, driving license, or PAN card.
2. Address proof such as Aadhaar card, passport, driving license, or utility bill.
3. Income proof such as salary slips, bank statements, Form 16, or ITR.
4. Passport size photograph.

Q: What is a personal loan from HDFC Bank? 

A: A personal loan from HDFC Bank is an unsecured loan that can be used for various personal purposes such as home renovation, travel, medical expenses, or any other personal need.

Q: What is the maximum amount I can borrow through an HDFC Bank Personal Loan? 

A: The maximum loan amount you can borrow through an HDFC Bank Personal Loan depends on your eligibility criteria, such as your income, credit score, and other factors. However, you can get a loan of up to Rs. 40 lakhs with HDFC Bank.

Q: What is the interest rate charged on HDFC Bank Personal Loans?

A: The interest rate on an HDFC Bank Personal Loan starts from 10.50% p.a. and can go up to 21.25% p.a. The final rate is determined based on various factors such as the applicant's credit score, income, repayment history, and others.

Q: What is the tenure for an HDFC Bank Personal Loan? 

A: The tenure for an HDFC Bank Personal Loan ranges from 12 months to 60 months.

Q: Is there any processing fee for an HDFC Bank Personal Loan? 

A: Yes, a processing fee is charged on HDFC Bank Personal Loans. The fee is generally up to 2.50% of the loan amount, subject to a minimum of Rs. 1,999 and a maximum of Rs. 25,000.

Q: What are the documents required for an HDFC Bank Personal Loan? 

A: The documents required for an HDFC Bank Personal Loan include identity proof, address proof, income proof, and bank statements.

Q: Can I prepay my HDFC Bank Personal Loan? 

A: Yes, you can prepay your HDFC Bank Personal Loan at any time during the loan tenure. However, prepayment charges may apply.

Q: How can I apply for an HDFC Bank Personal Loan? 

A: You can apply for an HDFC Bank Personal Loan online through the bank's website or by visiting your nearest HDFC Bank branch. You can also apply through the HDFC Bank Mobile app.