Godrej Capital Loan Against Property

Loanmani- Godrej Capital

Godrej Capital is a trusted financial institution with a track record of providing loans against property with competitive rates and customer-centric services. Our focus is on making the loan process seamless and hassle-free for our customers.

9.00 %

Advertised Rate

15 Years

Available Terms


Credit Score

5 L - 50 L

Loan Amount

Why Choose Godrej Capital

Competitive Interest Rates: Godrej Capital provides competitive interest rates, making your loan against property more affordable.

Flexible Repayment Options: We understand the diverse financial situations of our customers. Hence, we offer flexible repayment options to suit your preferences and capabilities.

Quick and Hassle-Free Process: Our streamlined loan application process ensures quick approvals and disbursals, minimizing your waiting time.

High Loan Amounts: Godrej Capital offers substantial loan amounts against your property's value, allowing you to access the funds you need.

Variety of Property Types: We accept various types of properties, be it residential or commercial, ensuring that more customers can avail our loan against property.

Transparent Fees & Charges: Our fee structure is transparent and competitive, avoiding hidden charges and ensuring you understand the costs involved.

Minimal Documentation: We have designed our application process to require minimal documentation, reducing your paperwork burden.

Expert Customer Support: Our dedicated customer support team is available to assist you throughout the loan process, addressing any queries you might have.

Godrej Capital Eligibility Criteria

To be eligible for a Godrej Capital loan against property, you generally need to meet the following criteria:

  • Minimum age of 21 years and maximum age of 65 years.
  • Stable source of income.
  • Property ownership with clear titles.
  • Satisfactory credit score.
  • Ability to repay the loan amount.

Godrej Capital Fees & Charges

Our fees and charges are competitive and transparent. They typically include processing fees, administrative charges, and applicable taxes. These fees are outlined during the application process, ensuring you have a clear understanding of the costs involved before proceeding.

Godrej Capital Features & Benefits

  • Loan Amount: Depending on your property's value, you can avail a loan amount ranging from a certain percentage of the property value.
  • Loan Tenure: Repayment tenure is flexible, allowing you to choose a duration that suits your financial situation.
  • Repayment Options: Options such as EMI (Equated Monthly Installment) or flexible repayment plans may be available.
  • Property Types: Both residential and commercial properties are eligible for a loan against property.
  • Balance Transfer: You might have the option to transfer your existing loan against property to Godrej Capital for better terms.
  • Online Account Access: Manage your loan account online, including checking outstanding balance, repayment schedule, and more.

Godrej Capital Required Documents

The required documents generally include:

  • Property documents with clear titles.
  • Identity and address proofs.
  • Income documents (salary slips, income tax returns, etc.).
  • Passport-sized photographs.

FAQs on Godrej Capital Loan Against Property

How long does it take to get loan approval?

 Approval timelines vary, but we strive to provide quick approvals to our customers.

Can I prepay the loan? 

Yes, you can generally prepay the loan. Prepayment terms and charges might apply.

What is the maximum loan-to-value (LTV) ratio? 

The LTV ratio depends on the property type and value, usually ranging from a certain percentage.

Is a co-applicant required? 

A co-applicant might be required, typically if their income contributes to the loan repayment.

Are there any hidden charges? 

No, we maintain transparency in our fee structure. All charges are communicated upfront.

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