Axis Bank Personal Loan

1. Quick and hassle-free loan processing.
2. Flexible repayment options.
3. Competitive interest rates.
4. No collateral or guarantor required.
5. Part-prepayment and foreclosure options available.

1. The loan amount can be used for any personal expenses such as home renovation, wedding, travel, education, medical emergency, etc.
2. The loan amount ranges from Rs. 50,000 to Rs. 25 lakhs.
3. The loan tenure ranges from 12 to 60 months.
4. The loan is available to both salaried and self-employed individuals.
5. The loan can be availed online or at any Axis Bank branch.

1. Identity proof such as Aadhaar card, passport, driving license, or PAN card.
2. Address proof such as Aadhaar card, passport, driving license, or utility bill.
3. Income proof such as salary slips, bank statements, Form 16, or ITR.
4. Passport size photograph.

Q: What is a personal loan from Axis Bank? 

A: A personal loan from Axis Bank is an unsecured loan that can be used for a variety of personal needs, such as home renovation, medical expenses, wedding expenses, travel, or any other personal requirement.

Q: What is the maximum amount I can borrow through an Axis Bank Personal Loan? 

A: The maximum loan amount you can borrow through an Axis Bank Personal Loan depends on your eligibility criteria, such as your income, credit score, and other factors. However, you can get a loan of up to Rs. 25 lakhs with Axis Bank.

Q: What is the interest rate charged on Axis Bank Personal Loans?

A: The interest rate on an Axis Bank Personal Loan starts from 10.50% p.a. and can go up to 24% p.a. The final rate is determined based on various factors such as the applicant's credit score, income, repayment history, and others.

Q: What is the tenure for an Axis Bank Personal Loan? 

A: The tenure for an Axis Bank Personal Loan ranges from 12 months to 60 months.

Q: Is there any processing fee for an Axis Bank Personal Loan? 

A: Yes, a processing fee is charged on Axis Bank Personal Loans. The fee is generally up to 2% of the loan amount, subject to a minimum of Rs. 3,500 and a maximum of Rs. 25,000.

Q: What are the documents required for an Axis Bank Personal Loan? 

A: The documents required for an Axis Bank Personal Loan include identity proof, address proof, income proof, and bank statements.

Q: Can I prepay my Axis Bank Personal Loan? 

A: Yes, you can prepay your Axis Bank Personal Loan at any time during the loan tenure. However, prepayment charges may apply.

Q: How can I apply for an Axis Bank Personal Loan? 

A: You can apply for an Axis Bank Personal Loan online through the bank's website or by visiting your nearest Axis Bank branch.